PRE-APPROVAL WILL MAKE YOUR HOME PURCHASE EXPERIENCE SMOOTH AND HASSLE FREE.

By getting pre-approved, you will have the peace of mind that comes with knowing just what price range and what your monthly payment amount will be when looking for that perfect home. You can relax and shop with confidence. You will also find that if any credit problems have shown up on your credit report, you will have time to get them taken care of prior to closing.

It is especially important to get pre-approved when looking for rural or small town properties. Mortgage requirements differ when purchasing these types of properties as opposed to homes in urban settings. Credit requirements, down payments, interest rates and closing costs can vary substantially from those for urban/suburban properties.

Getting pre-approved also saves time, effort and reduces disappointment when looking for a property. When you know your price range, you don’t waste your time, the seller's time or the realtor's time looking at the wrong properties.

At American First Mortgage, we have extensive knowledge of rural or small acreage financing as well as urban lending. Let us guide you through the mortgage maze that will lead you to your new home! Get pre-approved now!